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Did you know that many factors affect your interest rate? Factors include: Type of loan, type of property, credit history, loan amount, home value, etc. Rates are also subject to treasury bond and MBS market fluctuation. Click here complete a short application and get a quick personalized quote from a helpful lender.


mortgage process

To get started, a lender will need to review your credit report. Next, they'll collect your income and asset documents to verify your earnings and closing funds. Lastly, they'll obtain your purchase contract, request an appraisal, order a title insurance report, and submit your file to underwriting for risk analysis and QC.